Are Banks Open on New Year’s Eve and New Year’s Day 2025?

As 2024 comes to a close, many people are wondering whether banks and other essential services will be open on New Year’s Eve and New Year’s Day, 2025. Here’s what you need to know to plan ahead. Are Banks and Post Offices Open on New Year’s Eve and New Year’s Day? Most banks will operate with normal hours on New Year’s Eve, Tuesday, December 31, 2024. Capital One, Bank of America, PNC, Truist and CitiBank will all be open. PNC told USA Today that its branches will be closing at 4 p.m. However, it’s always a good idea to check with your specific branch for their exact closing time, as some may shut earlier than usual. Online and mobile banking services will remain available for most major banks. On New Year’s Day, Wednesday, January 1, 2025, banks will be closed in observance of the federal holiday. ATM services and online banking will still be accessible, but in-person transactions will need to wait until regular hours resume on January 2. U.S. Postal Service trucks in Wheeling, Illinois, on January 29, 2024. With many businesses closing during the holidays, it’s wise to handle your banking, shipping and postal needs ahead of time. U.S. Postal Service trucks in Wheeling, Illinois, on January 29, 2024. With many businesses closing during the holidays, it’s wise to handle your banking, shipping and postal needs ahead of time. Nam Y. Huh/ASSOCIATED PRESS Is New Year’s Day a Federal Holiday? Yes, New Year’s Day is a federal holiday in the United States. As such, all federal offices, including the U.S. Postal Service (USPS), and many businesses, such as banks, will be closed on January 1. Most government services will also be unavailable, and workers typically receive the day off. Is the Post Office Open on New Year’s Day? No, post offices will be closed on New Year’s Day, 2025. This means there will be no regular mail delivery, retail services, or package pickups. However, 24-7 USPS self-service kiosks remain operational. USPS Priority Mail Express Mail will be delivered in limited locations. Normal operations will resume on January 2, 2025. Are Shipping Services UPS and FedEx Available on New Year’s Day? UPS and FedEx will largely suspend operations on New Year’s Day, with a few exceptions. UPS Express Critical service will remain available for urgent shipments. FedEx will offer similar limited services through its Custom Critical program. All other delivery and pickup services will be paused, and normal operations will resume on January 2. If you have time-sensitive shipments, be sure to plan accordingly, as delays are common around the holidays. Checking directly with UPS or FedEx for specific service details is recommended. Plan Ahead for a Smooth New Year’s Transition With many businesses and services observing closures or operating with reduced hours during the holidays, it’s wise to handle your banking, shipping and postal needs ahead of time. Using online tools and planning in advance can save you from unnecessary stress as you ring in 2025.